Bringing Bank-Level Security to Benefit Plus’s MúzaPay App

LOYALTY PLATFORM
AUTHENTICATION
BIOMETRICS
CRYPTOGRAPHY
15.5.2026

Wultra has joined forces with Benefit Plus, a leading provider of employee benefits and loyalty programs in the Czech Republic and Slovakia, to deliver secure authentication for users making payments through its Múza platform.

The collaboration between Benefit Plus and Wultra demonstrates that strong authentication solutions are essential well beyond the banking sector. By implementing Wultra’s secure authentication solution, Benefit Plus has reinforced security for its MúzaPay application while ensuring a smooth and intuitive payment experience for its users. 

Challenge: Securing Benefit Plus’ Digital Platform

One of Benefit Plus’ flagship products, the Benefit Plus card, provides employees with e-meal vouchers and additional perks like financial contributions for gym memberships. Since introducing digital meal vouchers in 2014, Benefit Plus has continuously evolved to provide a positive and digital-first experience for its users.

To further advance its offering, Benefit Plus developed Múza, a multifunctional employee benefits system that’s designed to change the rules of the employee benefits game. A core component of this system is the MúzaPay application, which allows employees to easily make secure transactions using QR codes for both in-person and online purchases.

Benefit Plus needed to ensure robust security for its MúzaPay application. They sought a reliable partner to implement a secure mobile authentication solution that would prevent unauthorized access while maintaining a smooth and intuitive payment experience for their users.

Integrating Wultra’s Mobile Token SDK into the Múza ecosystem was a pivotal step in achieving banking-grade security standards. As a Business Analyst, I particularly value how this technology enabled us to implement robust asymmetric cryptography without compromising the speed and simplicity of the user experience—qualities essential to the success of MúzaPay. I must also highlight Wultra’s top-tier tech support, which proved to be an invaluable partner during the infrastructure integration within our hybrid tech stack. The result is a low-friction authorization process that our clients can fully trust.

David Makovsky

Business Analyst

Solution: Bank-Grade Security Meets Seamless User Experience

Impressed by Wultra’s seamless integration capabilities and mobile-first approach, Benefit Plus decided to implement Wultra’s Mobile-First Authentication solution into MúzaPay.

With Wultra’s authentication technology, MúzaPay users now enjoy an experience that’s both secure and convenient. Wultra’s Mobile-First Authentication solution enables Benefit Plus customers to:

  • Log in securely to their MúzaPay accounts using biometrics or a unique PIN.
  • Safely confirm transactions with advanced security protocols that prevent unauthorized access.
  • Enjoy a positive user experience by providing a frictionless yet highly secure authentication method.

Impact: Security, Convenience, and User Experience

Wultra’s solution successfully strengthened MúzaPay’s security and continued to deliver a modern, user-friendly experience.

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Ondřej kupka
Regional Lead - Digital Identity
Picture of Account Executive Ondrej Kupka
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