Responding to CBUAE regulation: How to get rid of SMS OTP by 2026

How to Transition from SMS OTP to Future-Proof Authentication Before the CBUAE Deadline

The Central Bank of the UAE (CBUAE) has issued a clear mandate: SMS OTPs must be phased out by March 2026. For banks and fintechs, this is more than a compliance exercise, it’s an opportunity to modernize authentication, reduce fraud, and deliver seamless digital experiences that meet global standards.

In this webinar, we’ll break down what the new regulation means in practice and explore how banks can successfully transition to stronger, future-ready authentication systems. From compliance timelines to technology choices, we’ll share practical guidance and lessons learned from international leaders who have already moved beyond OTP.

‍What you'll learn:

• What the CBUAE directive on OTP phase-out really requires from UAE banks.
• Why SMS OTP has become ineffective in protecting customers against today’s sophisticated attacks.
• Proven alternatives for secure, future-proof authentication.
• Practical steps for building a migration plan, from vendor evaluation to customer rollout.
• Case studies and insights from leading digital banks in Europe and beyond