Responding to CBUAE regulation: How to get rid of SMS OTP by 2026

How to Transition from SMS OTP to Future-Proof Authentication Before the CBUAE Deadline

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The Central Bank of the UAE (CBUAE) has issued a clear mandate: SMS OTPs must be phased out by March 2026. For banks and fintechs, this is more than a compliance exercise, it’s an opportunity to modernize authentication, reduce fraud, and deliver seamless digital experiences that meet global standards.

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In this webinar, we’ll break down what the new regulation means in practice and explore how banks can successfully transition to stronger, future-ready authentication systems. From compliance timelines to technology choices, we’ll share practical guidance and lessons learned from international leaders who have already moved beyond OTP.

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‍What you'll learn:

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• What the CBUAE directive on OTP phase-out really requires from UAE banks.
• Why SMS OTP has become ineffective in protecting customers against today’s sophisticated attacks.
• Proven alternatives for secure, future-proof authentication.
• Practical steps for building a migration plan, from vendor evaluation to customer rollout.
• Case studies and insights from leading digital banks in Europe and beyond

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