By recognizing the strengths of hard and soft tokens for different customer segments, you can deploy future-proof authentication solutions that stay ahead of fraudsters and ensure the safety of your customers.

Mobile banking stands out as a great example of how digital advancements can simplify our lives. I've seen firsthand the remarkable impact that mobile solutions have on financial management, yet the journey towards striking a perfect balance between user convenience, security, and regulatory compliance remains a challenge for many banks and fintech companies.

Mobile tokens, also called mobile authenticators, software tokens, or soft tokens, are mobile apps for iOS and Android that supplement two-factor authentication (2FA) for various online applications, both on the web and in mobile apps.

Hard tokens are far from being a thing of the past — instead, they may actually be the best choice for your organization’s authentication needs.

[Prague, 02/07/2024] — Wultra, a leading provider of modern authentication and security solutions, is expanding its product portfolio with the launch of Talisman, a next-generation personal identity device that allows bank clients to access online banking with the speed and convenience of a mobile app, but with significantly enhanced security.

The proposed PSD3/PSR directive focuses on clarifying and improving how SCA requirements are applied in real-life scenarios. Here’s how the proposal will make SCA more effective.

[PRAGUE, 16/05/2024] — Wultra, a leading provider of modern authentication and security solutions, emerges as a key player in steering Moldova's banking sector towards compliance with the European Union's Revised Payment Services Directive (PSD2). By collaborating with prominent banks such as Moldindconbank, OTP Bank, and Victoriabank, Wultra is driving Moldova’s adoption of advanced security measures that are essential for navigating and complying with the rapidly evolving regulatory landscape.

Get to know the plans and requirements laid out in each of the Scam Safe Accord’s initiatives.

Learn how Australian banks are joining forces to declare war on scammers with the introduction of the Scam Safe Accord.

František Nonnemann of GDPR.cz recently had the chance to sit down with Petr Dvořák, founder and CEO of Wultra, to discuss trends related to advanced tools for user authentication and the protection against cyberattacks on online payments.