Authentication in 2026: What’s Next for Digital Banking?

Preparing Digital Banking Authentication for the Next Phase

Digital banking continues to evolve at record speed, placing authentication at the centre of secure and seamless customer interactions. As regulatory expectations tighten and user experience becomes a key differentiator, financial institutions are rethinking how they approach digital identity, secure onboarding, and strong customer authentication in 2026 and beyond. This session explores the trends shaping the future of digital banking authentication and examines how banks and fintechs can modernise access, reduce friction, and prepare their authentication strategies for the next generation of secure digital access, including post-quantum readiness.

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What you'll learn:

• What is changing in digital banking authentication and why 2026 is a turning point.
• How to deliver secure, intuitive authentication without compromising user experience.
• The building blocks of modern authentication architectures for mobile and online banking.
• How leading banks approach strong and seamless customer access in practice.
• Practical steps to future-proof authentication, including post-quantum preparation.