PowerAuth®

Bulletproof Authentication for Financial Apps

Make access to your mobile or Internet banking secure with our certified, PSD2 compliant solution for passwordless strong customer authentication.

Why PowerAuth®?

Here are three reasons why leading banks worldwide choose our solution.

1.

Solves Regulatory Compliance

The most cost-effective solution for PSD2 compliant strong customer authentication (SCA) that supports multi-factor signatures with dynamic linking.

2.

Improves User Experience

Support biometric authentication with Face ID or Touch ID to make access to digital channels frictionless with convenient passwordless authentication.

3.

Easy To Deploy, Fast Time To Market

We stand out with easy-to-deploy and transparent solutions. The typical deployment timeline for our projects is weeks rather than months, be it in the cloud or on-premise.

Ensure Your App Complies With PSD2 Legislation

Revised Payment Services Directive (PSD2) is a EU legislation that homogenizes requirements on digital banking security and mandates banks and payment service providers to aim for a more trustworthy payment environment.

The regulatory technical standards (PSD2/RTS) require that mobile apps by payment service providers (PSPs) implement particular authentication and authorization procedure during the user login and payment approval. This process is called Strong Customer Authentication (SCA).

What Are The Requirements?

The Strong Customer Authentication (SCA) must result in an authentication code that has the following main features:

  • It is based on at least two independent authentication elements (2FA) selected from possession, knowledge or inherence (biometrics) categories.
  • It is one-time only and it does not reveal information about neither authentication elements nor future authentication codes.
  • In the case of payments, it must be dynamically linked with payment data, amount and payee account the least.

Cryptography used in PowerAuth® was specifically designed to meet the requirements on Strong Customer Authentication (SCA) under the PSD2 legislation. It is trusted by leading banks world-wide and it was repeatedly audited by independent third-parties.

Learn More in Our Series on Strong Customer Authentication 

PSD2: How Strong Customer Authentication Is Reshaping Digital Payments

PSD2: How Strong Customer Authentication Is Reshaping Digital Payments

Here’s how your business can benefit from embracing strong customer authentication requirements.

PSD2: The Role of Authentication Codes in Strong Customer Authentication

PSD2: The Role of Authentication Codes in Strong Customer Authentication

In a continuation of our article series on Strong Customer Authentication (SCA), we’ll be examining the requirements for generating a core component of SCA requirements: authentication codes.

Facial Authentication 101: Here’s What You Should Know

Facial Authentication 101: Here’s What You Should Know

Facial authentication is one of the good ways to verify one’s identity with a high level of confidence. However, it isn’t a one-size-fits-all solution; there are multiple “levels” of facial authentication that provide corresponding levels of protection.

Solution Highlights

Raiffeisenbank Releases RB Key, a Mobile Token App That Makes Login and Payments Fast and Secure

Raiffeisenbank Releases RB Key, a Mobile Token App That Makes Login and Payments Fast and Secure

RB Key app by Wultra replaces the legacy SMS authorization with biometry or PIN code authorization in a native mobile app.

Meet the YRIS App: The French Mobile Digital ID

Meet the YRIS App: The French Mobile Digital ID

The new French digital ID platform YRIS, handcrafted by ARIADNEXT, recently obtained a CSPN certification by ANSSI for the core of the authentication system. The naked eye does not see, though, that technology by Wultra ticks in its heart.

IBIS InGold Boosts User Experience, Security, and Compliance With Mobile Authenticator

IBIS InGold Boosts User Experience, Security, and Compliance With Mobile Authenticator

Wultra helps IBIS InGold authenticate its customers with the PSD2 compliant mobile authenticator app.

Contact Us

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