Products
Mobile-First Authentication
Provide fast, secure access to your customers with passwordless multi-factor authentication and future-proof post-quantum security.
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Improve user experience
Fast login and payment approvals, convenient biometric authentication, and secure PIN codes.
More time for business features and innovation
Get a future-proof, continuously updated product and focus on what matters most to your business.
Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
MFA fatigue, social engineering and phishing
Our solution supports built-in fraud prevention features such as social attack prevention and proximity-based authentication.
Regulatory pressure increasing cost
We keep our solution up to date and proactively respond to regulatory changes.
UX friction causing drop-off
We design our solution for humans, ensuring it is user-friendly and fast.
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Proximity-based authentication
Ensure that the user is at the right location while approving transactions, preventing remotely initiated fraud (including APP fraud).
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Trusted by leading financial organizations
Benefits
Security that improves user experience.
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Improve user experience
Fast login and payment approvals, convenient biometric authentication, and secure PIN codes.
More time for business features and innovation
Get a future-proof, continuously updated product and focus on what matters most to your business.
Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
MFA fatigue, social engineering and phishing
Our solution supports built-in fraud prevention features such as social attack prevention and proximity-based authentication.
Regulatory pressure increasing cost
We keep our solution up to date and proactively respond to regulatory changes.
UX friction causing drop-off
We design our solution for humans, ensuring it is user-friendly and fast.
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Proximity-based authentication
Ensure that the user is at the right location while approving transactions, preventing remotely initiated fraud (including APP fraud).
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Wultra named in Gartner® Hype Cycle™ for Digital Identity, 2025.
Use Cases
Made for modern financial apps.
Designed for regulated financial institutions — banks, fintechs, and payment providers operating under PSD2/PSD3, DORA, and similar frameworks.
Mobile and web banking login
Fast and secure login with device-bound keys and biometric/PIN verification.
Payments and transaction signing
Fast payment approvals via convenient biometric authentication and secure PIN codes.
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E-commerce payments (3DSecure 2.0)
Securely and easily confirm online purchases with merchants.
Regulations and Standards
Certifications
Why does legacy authentication fail in banking?
Quantum-resistant
Quick to Deploy
Great to Use
Improve user experience
More time for business features and innovation
Comply with regulations
MFA fatigue, social engineering and phishing
Regulatory pressure increasing cost
UX friction causing drop-off
Secure device binding
Transaction and login approvals
Multi-factor authentication
Social attack resistance
Proximity-based authentication
Audit and observability
Case Study
Supporting seamless authentication at Raiffeisenbank.
Learn how we help one of the largest European banks secure their digital channels.
- 1.5M+ users
- 4.8 ⭐ app rating
- 20M+ daily transactions
Thanks to the security components by Wultra, we quickly responded to an increasing threat of mobile malware attacks and hardened our mobile application security.
Tomáš Rosa, Raiffeisenbank
Chief Cryptologist
Features
Authentication, fortified.
Our solution goes beyond standard authentication features, with security add-ons and UX extensions.
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Improve user experience
Fast login and payment approvals, convenient biometric authentication, and secure PIN codes.
More time for business features and innovation
Get a future-proof, continuously updated product and focus on what matters most to your business.
Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
MFA fatigue, social engineering and phishing
Our solution supports built-in fraud prevention features such as social attack prevention and proximity-based authentication.
Regulatory pressure increasing cost
We keep our solution up to date and proactively respond to regulatory changes.
UX friction causing drop-off
We design our solution for humans, ensuring it is user-friendly and fast.
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Proximity-based authentication
Ensure that the user is at the right location while approving transactions, preventing remotely initiated fraud (including APP fraud).
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Deployment options
Front-End
Back-End
Front-End
Back-End
Front-End
Back-End
User Device
Back-End
Front-End
Back-End
Back-End
RESOURCES
Commercial Model
Only pay for active users.
Our licensing aligns to typical rollout models with deployment options for regulated environments.
Learn more
Read how our modern authentication helps banks wordlwide.
Read About Modern Authentication in Banking and Finance
Ready to modernize your authentication?
Get a walkthrough tailored to your user journeys, risk model, and deployment constraints.