
Products
Complete Vision of Product Name
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Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
Benefit
Reduce account takeover
Bind a user to a mobile device using cryptographic keys stored in platform security (e.g., TEE/SE/Keychain).
Benefit
Improve user experience
Fast login and payment approvals, convenient biometric authentication, secure PIN code.
Benefit
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Feature
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Feature
Policy-driven authentication
Adaptive rules: step-up, risk thresholds, factor constraints, channel restrictions, and user journeys.
Feature
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Feature
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Feature
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Feature
Mobile-only approaches excluding users
Description of problem 4
Problem
UX friction causing drop-off
Description of problem 3
Problem
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Tagline
OTP fatigue and phishing
Description of problem 1
Problem
Regulatory pressure increasing cost
Description of problem 2
Problem
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Tagline
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Tagline
Trusted by leading financial organizations
Benefits
Highlighted section with an interesting information and a link

Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
Benefit

Reduce account takeover
Bind a user to a mobile device using cryptographic keys stored in platform security (e.g., TEE/SE/Keychain).
Benefit

Improve user experience
Fast login and payment approvals, convenient biometric authentication, secure PIN code.
Benefit
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Feature
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Feature
Policy-driven authentication
Adaptive rules: step-up, risk thresholds, factor constraints, channel restrictions, and user journeys.
Feature
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Feature
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Feature
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Feature
Mobile-only approaches excluding users
Description of problem 4
Problem
UX friction causing drop-off
Description of problem 3
Problem
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Tagline
OTP fatigue and phishing
Description of problem 1
Problem
Regulatory pressure increasing cost
Description of problem 2
Problem
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Tagline
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Tagline
Wultra named in Gartner® Hype Cycle™ for Digital Identity, 2025.
Use Cases
Use case tagline, 1 or 2 lines
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Description of the 1st Product Capability
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- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost
Capability

Description of the 2nd Product Capability
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- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost
Capability

Description of the 3rd Product Capability
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- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost
Capability

Digital onboarding and KYC
Turn digital IDs into new customers.
Screen

Strong Customer Authentication
Quick logins and payment approval.
Screen

Mobile and web banking login
Fast and secure login with device-bound keys and biometric/PIN verification.
Use Case

Payments and transaction signing
Fast payment approvals via convenient biometric authentication and secure PIN codes.
Use Case

Step-up for high-risk actions
Adaptive flows for password change, device change, profile updates, and account recovery.
Use Case
Regulations and Standards
PSD2 and PSD3/PSR1
eIDAS 2.0
DORA-ready
GDPR
Certifications
ISO 27001
Statement of the problem with other solutions

Comply with regulations
Benefit

Reduce account takeover
Benefit

Improve user experience
Benefit
Audit and observability
Feature
Multi-factor authentication
Feature
Policy-driven authentication
Feature
Secure device binding
Feature
Social attack resistance
Feature
Transaction and login approvals
Feature
Mobile-only approaches excluding users
Problem
UX friction causing drop-off
Problem
Great to Use
Tagline
OTP fatigue and phishing
Problem
Regulatory pressure increasing cost
Problem
Quantum-resistant
Tagline
Quick to Deploy
Tagline
Learn how we address those issues
Case Study
Supporting Seamless Authentication at Raiffeisenbank
Learn how we help one of the largest European bank to secure their digital channels.
Strong customer authentication and secure payments are top priorities for us. We want to drive the adoption of our mobile app in the Albanian market. To achieve this, people need to use our app with confidence.

Erdet Kellici, Albanian Post
Head of Information Technology and Development Unit
Features
Feature headline
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Comply with regulations
Policy controls, step-up flows, and evidence generation to support PSD3/PSR SCA requirements and audits.
Benefit
Reduce account takeover
Bind a user to a mobile device using cryptographic keys stored in platform security (e.g., TEE/SE/Keychain).
Benefit
Improve user experience
Fast login and payment approvals, convenient biometric authentication, secure PIN code.
Benefit
Audit and observability
Evidence-rich logs, export capabilities, and monitoring hooks for SIEM/SOC workflows.
Feature
Multi-factor authentication
Device biometrics (Face ID) and PIN, device possession, and fallback methods designed for inclusivity and resilience.
Feature
Policy-driven authentication
Adaptive rules: step-up, risk thresholds, factor constraints, channel restrictions, and user journeys.
Feature
Secure device binding
Prevent common OTP/push weaknesses with device binding, signed approvals, and contextual checks.
Feature
Social attack resistance
Mitigate OTP interception, SIM swap exposure, overlay attacks, and social engineering patterns.
Feature
Transaction and login approvals
Approve logins and high-risk actions with signed messages and clear user context (who/what/where).
Feature
Mobile-only approaches excluding users
Description of problem 4
Problem
UX friction causing drop-off
Description of problem 3
Problem
Great to Use
Your customers will love the passwordless experience provided by our solutions.
Tagline
OTP fatigue and phishing
Description of problem 1
Problem
Regulatory pressure increasing cost
Description of problem 2
Problem
Quantum-resistant
Under the hood, we use post-quantum cryptography endorsed by NIST.
Tagline
Quick to Deploy
Fast rollout thanks to open documentation and superb support during implementation.
Tagline
Deployment options
Front-End
Whitelabel mobile app
Mobile SDK
Back-End
On-Premises
Cloud / Managed Service
Front-End
Tooling for mobile app
Mobile SDK
Back-End
On-Premises
Cloud / Managed Service
Front-End
Mobile SDK
Back-End
On-Premises
Cloud / Managed Service
User Device
FIDO2 hardware token
Back-End
On-Premises
Cloud / Managed Service
Front-End
Whitelabel web application
Back-End
On-Premises
Cloud (Managed Service)
Back-End
On-Premises
Cloud / Managed Service
Amazing Use Cases for Your Customers
Tailor-made for the future of digital financial services.
Description of the 1st Product Capability
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- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Description of the 2nd Product Capability
Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Description of the 3rd Product Capability
Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Digital onboarding and KYC
Turn digital IDs into new customers.

Screen
Strong Customer Authentication
Quick logins and payment approval.

Screen
Mobile and web banking login
Fast and secure login with device-bound keys and biometric/PIN verification.

Use Case
Payments and transaction signing
Fast payment approvals via convenient biometric authentication and secure PIN codes.

Use Case
Step-up for high-risk actions
Adaptive flows for password change, device change, profile updates, and account recovery.

Use Case

Capability

Capability

Capability

Screen

Screen

Use Case

Use Case

Use Case
Description of the 1st Product Capability
Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Description of the 2nd Product Capability
Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Description of the 3rd Product Capability
Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Out-of-band and assisted activation options
- Device change and re-enrollment scenarios
- Recovery flows that balance security and support cost

Capability
Mobile and web banking login
Fast and secure login with device-bound keys and biometric/PIN verification.

Use Case
Payments and transaction signing
Fast payment approvals via convenient biometric authentication and secure PIN codes.

Use Case
Related Products
Learn more
Read How Our Modern Authentication Helps Banks Wordlwide
Read About Modern Authentication in Banking and Finance
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